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HomeMy WebLinkAbout2026-03-09 WCWD PacketUKIAH VALLEY WATER AUTHORITY Willow County Water District Regular Meeting AGENDA 151 Laws Avenue ♦ Ukiah, CA 95482 To participate or view the virtual meeting, go to the following link: htos://us06web.zoom. us4l84775413780 Or you can call in using your telephone only: • Call1499-444-9171 • Enter the Access Code: 847 7641 3760 March 9, 2026 - 5:00 PM 1. CALL TO ORDER AND ROLL CALL 2. APPROVAL OF MINUTES 2.a. December 8, 2025 Recommended Action: Approve the Minutes of December 8, 2025. Attachments: 1. 2025-12-08 Willow Draft Minutes 3. AUDIENCE COMMENTS ON NON -AGENDA ITEMS The Ukiah Valley Water Authority (UVWA) - Willow County Water District members welcome input from the audience. In order for everyone to be heard, please limit your comments to three (3) minutes per person and not more than ten (10) minutes per subject. The Brown Act regulations do not allow action to be taken on audience comments on non -agenda items. If you wish to submit written comments, please provide information to the UVWA-Willow, located at 151 Laws Avenue, Ukiah, CA, 95482. 4. FINANCIAL REPORTS 4.a. Balance Sheet July 2025 - January 2026 Attachments: 1. Balance_Sheet_July_-_January_2026[1] 4.b. YTD Budget Report: July 2025 — January 2026 4.c. Check the Register in January 2026 Attachments: 1. Check Register Jan 2026 4.d. Check Register December 2025 Attachments: 1. Check Register December 2025 5. NEW BUSINESS Page 1 of 2 5.a. Rotation of Officers for 2026 Recommended Action: Appoint a Chairperson to the WCWD Board for 2026. 6. UNFINISHED BUSINESS 6.a. Appraisal for 151 Laws Avenue (Willow Water District Building). Attachments: 1. Willow Appraisal 151 Laws Avenue 6.b. Term Sheet, Willow Office Building, 11-7-25. Attachments: 1. Term Sheet, Willow Office Building, 11-7-25 7. ADMINISTRATIVE AND OPERATIONAL REPORTS 7.a. Report on Eel -Russian Project Authority (ERPA) & Inland Water and Power Commission (IWPC) 7.b. Report on Local Water Distict Projects 7.c. Report on Ukiah Valley Water Authority (UVWA) 8. COMMITTEE MEMBER ANNOUNCEMENTS AND REPORTS 8.a. FORM 700 Recommended Action: Fill out and return to Mendocino County Clerk - Recorder. Attachments: 1. form_700_2025 8.b. W-9 FORM Recommended Action: Fill out and Return to AP at the City of Ukiah. Attachments: 1. BLANK W-9 FORM.pdf 9. SET NEXT MEETING DATE 9.a. The Next Regular Meeting is Scheduled for April 13, 2026, Unless There is No New Business to Come Before the Board. 10. ADJOURNMENT Please be advised that the Ukiah Valley Water Authority (UVWA)-Willow County Water District (WCWD) needs to be notified 24 hours In advance of a meeting if any specific accommodations or Interpreter services are needed in order for you to attend. UVWA-WCWD complies with ADA requirements and will attempt to reasonably accommodate Individuals with disabilities upon request. Materials related to an Item on this Agenda submitted to the UVWA-WCWD Board Members after distribution of the agenda packet are available for public Inspection at the front counter at the Ukiah Civic Center, 300 Seminary Avenue, Ukiah, CA 95482, during normal business hours, Monday through Friday, 8:00 am to 5:00 pm. Any handouts or presentation materials from the public must be submitted to the Berk 48 hours in advance of the meeting; for handouts, please Include 10 copies. I hereby certify under penalty of perjury under the laws of the State of California that the foregoing agenda was posted on the bulletin board at the main entrance of the City of Ukiah City Hall, located at 300 Seminary Avenue, Ukiah, California; and at 151 Laws Ave., Ukiah, California; not less than 24 hours prior to the meeting set forth on this agenda. Kim Saylor, Deputy City Clerk Mardi 5, 2026 Page 2 of 2 UKIAH VALLEY WATER AUTHORITY WILLOW COUNTY WATER DISTRICT MINUTES Regular Meeting WATER DISTRICT OFFICE CONFERENCE ROOM 151 Laws Avenue, Ukiah, CA 95482 Virtual Meeting Link: https://us06web.zoom, us/il84512727220, Ukiah, CA 95482 December 8, 2025 5:00 p.m. 1. CALL TO ORDER AND ROLL CALL The Willow County Water District (WCWD) met at a Regular Meeting on December 8, 2025, having been legally noticed on December 5, 2025. The meeting was held in person and virtually at the following link: hops:llus06web.zoom. usN84512727220. Chair Nevill called the meeting to order at 5:00 p.m. Roll was taken with the following Members Present: Devin Gordon, Mike Hildreth, and Gary Nevill; ABSENT: Ross LaRue, one seat is currently vacant. Staff Present: Jared Walker, WCWD General Manager; and Kim Saylor, Ukiah City Deputy Clerk. CHAIR NEVILL PRESIDING. 2. APPROVAL OF MINUTES a. Approval of the Minutes for the November 10, 2025, Regular Meeting. No public comments were received. Motion/Second: Gordon/Hildreth to approve the minutes for the November 10, 2025, Regular Meeting, as submitted. Motion carried by the following roll call votes: AYES: Gordon, Hildreth, and Chair Nevill NOES: None. ABSENT: LaRue. ABSTAIN: None. 3. AUDIENCE COMMENTS ON NON -AGENDA ITEMS No public comments were received. 4. NEW BUSINESS None. 5. UNFINISHED BUSINESS 5.a. Consideration/Approval of Proposal of Terms by City of Ukiah for Purchase of Certain District Capital Assets: a. Term Sheet Willow Office Building 11-7-25 Member Consensus to continue this item to the next scheduled meeting. 6. ADMINISTRATIVE AND OPERATIONAL REPORT Page 1 of 2 Willow Water District Minutes for December 8, 2025 Continued: a. ERPA — December Meeting scheduled for December 1, 2025 Presenter: Jared Walker, WCWD General Manager. No further updates. b. Water Districts' Projects Presenter: Jared Walker, WCWD General Manager. Millview WestPac is finishing up meter change outs. Districts are winding down small projects through the end of the year. c. Ukiah Valley Water Authority (UVWA) Presenter: Jared Walker, WCWD General Manager. On December 4, 2025, the board voted on proposed rate increases for City of Ukiah, Millview, Willow and Redwood Valley. The application to SAFER has been completed and submitted to the state. 7. COMMITTEE MEMBER ANNOUNCEMENTS AND REPORTS No reports were given. 8. SET NEXT MEETING DATE January 12, 2025 at 5:00pm. 9. ADJOURNMENT There being no further business, the meeting adjourned at 5:20 p.m. Kim Saylor, Deputy Clerk Page 2 of 2 ae30 m r D z C D w an ^ m n Ln 1 O � D f M z m a m to .. D �pxw r to 44 to to to co w io to to to W co to to to to wwwwwwww r NNNNNNNN WW rw! 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C m v v v m m Z v w w m Z !2o f� fp A > z O O r r r n m A V1 V7 In n V, 3 In n C C C m 1 fC', C Z Z C v o v C n n n n C D m m n z m m n n m m 70 c) ai C M 7d Mm C Z n rn m m n z m rn m n m m Z m z QO to N w m b n W V7 V1 N N to WNAAtOAVA �O V tO W O OW in Wl.n V1 Y t!1 N to W W V7 V t0 lD V !-F A to O V U, W W A lO w V V7 V1 O O O Ln k: V A m w O N m i-n Ln 01 0 m V V 0 00 tO M M to 0 Term Sheet: Lease -Purchase of Willow Office Building 151 Laws Avenue, Ukiah, California This term sheet sets forth the principal business terms under which the Buyer (Tenant) and Seller (Landlord) would structure a lease -purchase arrangement for the Willow Office Building. It is non -binding (except for those provisions explicitly stated to be binding). 1. Parties • Landlord / Seller: Willow (or its designated entity) Tenant / Buyer: City of Ukiah (the "City") 2. Property The entire building known as the Willow Office Building, located at 151 Laws Avenue, Ukiah, California (the "Property"). 3. Lease -Purchase Structure Lease Term: Five (5) years. • Principal Amount: $499,999, subject to an appraisal conducted prior to the start of the lease term. If the appraised value is less than $499,999, the appraised value will serve as the purchase price and the basis for calculating principal payments. Interest Rate: 4.0% per annum, fixed. Based on recent commercial real estate financing data for Northern California markets, typical rates for similar office properties range from 4% to 6.25% depending on credit quality, collateral, and term. The 4% rate represents a fair and favorable rate for an intergovernmental transaction. • Payment Structure: Monthly lease payments shall be structured to mirror a fully amortizing loan, with each payment including moth principal and interest components. The principal balance shall be reduced over the five-year term such that the total principal paid equals $499,999 by the end of the fifth year. A detailed amortization schedule will be attached as an exhibit to the final agreement, showing the monthly allocation of principal and interest. • Payment Timing: Payments are due on the first (1st) day of each month. • Legal Framework: This lease -purchase structure is established to allow the City and the District to engage in a structured owner -financed transaction consistent with California Government Code H 37350.5, 54241, and related constitutional provisions permitting intergovernmental transfers and lease -purchase arrangements for public purposes. While formatted as a lease, this arrangement functions as an owner -carried note, with the District serving as the lender and the City as the purchaser over the lease term. 4. Bargain Purchase Option Option to Purchase: At the end of the five-year term, the City shall have the option to acquire title to the Property for $1.00 (one dollar). Early Purchase Option: The City may terminate the lease at any time during the five-year term and elect to purchase the Property for $500,000 or another mutually agreed price, based on the appraisal conducted before the commencement of the lease. If the appraised value is lower than $500,000, the purchase price shall be that appraised amount, less the total principal portion of lease payments already made. Exercise of Option: The City shall provide written notice to exercise the purchase option no later than ninety (90) days prior to the end of the lease term, or upon early termination if exercising the early purchase option. • Closing: Closing shall occur within sixty (60) days of exercising the option. Upon payment of the applicable purchase price (or final $1.00 at term) and satisfaction of all lease -purchase obligations, title shall transfer to the City. • Lease Cancellation: If the City terminates the lease before completion without exercising the purchase option, all prior lease payments shall be deemed rental payments and non-refundable, representing fair compensation for the District's opportunity costs and the City's use of the Property. The District shall retain full title and ownership of the Property, with the right to lease or sell it thereafter. S. Maintenance & Repairs • City (Tenant): Responsible for all maintenance, repairs, and improvements to the Property during the lease term. The City reserves the right to make capital improvements at its discretion. • Landlord: Shall have no maintenance or repair responsibilities during the lease term. 6. Insurance, Taxes & Operating Costs • The City shall maintain general liability insurance naming the Landlord as an additional insured. The Landlord shall maintain property insurance forthe building untiltitle transfers. • The City shall pay utilities and routine operating costs. 7. Miscellaneous Provisions • Governing Law: California law governs. • Subletting: The City may sublet all or part of the Property to another governmental agency, nonprofit, or compatible tenant, provided that such sublease does not violate applicable zoning or legal restrictions. • Binding Provisions: This term sheet is non -binding except for (i) confidentiality, (ii) exclusivity (if agreed), and (iii) any expressly binding fee or reimbursement terms. • Costs & Fees: Each party pays its own legal, appraisal, due diligence, and closing costs, unless otherwise agreed. • Escrow / Closing Agent: To be mutually selected. • Survival: Post -closing obligations (e.g., warranties or indemnities) to survive for a defined period. For Discussion Purposes Only Landlord/Seller: Date: Tenant/Buyer: Date: Exhibit A: Amortization Schedule The following is the projected amortization schedule referenced in Section 3, assuming a principal amount of $499,999 at an interest rate of 4.0% over a five-year term. Payment Beginning Payment Interest Principal Ending No. Payment Date Balance Amount Portion Portion Balance 1 Month 1 $499,999 $9,208 $1,667 $7,541 $492,458 12 Year 1 End $413,162 $9,208 $1,377 $7,831 $405,331 24 Year 2 End $320,210 $9,208 $1,068 $8,140 $312,070 36 Year 3 End $220,977 $9,208 $737 $8,471 $212,506 48 Year End $115,254 $9,208 $384 $8,824 $106,430 60 Year 5 End $8,791 $9,208 $29 $9,179 $0 End of Term 61 (Purchase $0 $1 $0 $1 $0 Option) IYLCU. .p.7.7/- Totals reflect the total payments, interest, and principal paid over the five-year term, including the $1 bargain purchase option. Note: Payment amounts and breakdowns are approximate and for illustrative purposes. Final amortization will be calculated and attached to the executed agreement. An Appraisal Report Of 151 Laws Ave A Single -tenant Office Building located in Ukiah, Californ(a ;Effective dote of report: December 09, 2025 Effective date of value: December 05, 2025 for Maya Simerson Project Administrator City of Ukiah 300 Seminary Ave Ukiah, CA 95482 Keith Sablik, MAI Certified General Appraiser 203 Photinia Place Petaluma, CA 94952 (707) 559-5551 December 09, 2025 Maya Simerson Project Administrator City of Ukiah 300 Seminary Ave Ukiah, CA 95482 Re: 151 Laws Ave Ukiah, CA 95482 Dear Ms. Simerson: Per your request of November 13, 2025, and as required by the Appraisal Institute's Standards of Valuation Practice, Standard A, I have made the necessary inspection and analysis to appraise the above referenced property. The attached report provides essential data and detailed reasoning employed in reaching my opinion of value. The purpose of the following report is to develop an opinion of market value of the fee simple interest in the property, as -improved, as of December 05, 2025. The intended use of the report is for negotiations in a potential purchase of the property. The intended user and client of the report is City of Ukiah. This report is not intended for any other use or user. The property being appraised is an 20,940-sf (0.48-acre) commercially -zoned parcel improved with an average quality/appeal, 3,974-sf, single -tenant office building located within an unincorporated portion of the city of Ukiah, in Mendocino County, California. The value reported is qualified by certain definitions, limiting conditions, and certifications that are set forth in the attached report. The analysis contained in the report that follows is presented as a summary Appraisal Report. Based on my analysis, the opinion of market value of the subject property, as set forth, documented, and qualified in the attached report under conditions prevailing on December 05, 2025, is: FIVE HUNDRED THOUSAND DOLLARS It has been a pleasure doing business with you. Should you have any questions, please do not hesitate to contact me at (707) 559-5551. Respectfully submitted, �4 Keith Sablik, MAI Certified General Appraisal CA Lic #AG008653 Keith Sablik, MAI: 161 Laws Ave TABLE OF CONTENTS SUMMARY OF SALIENT FACTS 3 PURPOSE OF THE APPRAISAL 5 INTENDED USE and USER 5 INTEREST APPRAISED 5 SCOPE OF WORK 6 DEFINITION OF VALUE 7 ASSUMPTIONS AND LIMITING CONDITIONS 8 IDENTIFICATION OF PROPERTY ■ Location 12 ■ Statement of Owners hiplProperty History 12 • Legal Description 12 ■ Tax and Assessment Data 13 • Marketing and Exposure Time 14 AREA DESCRIPTION 15 CITYINEIGHBORHOOD DESCRIPTION 22 SITE DESCRIPTION 27 ■ Zoning and Land Use 29 ■ Plat Map 33 IMPROVEMENT DESCRIPTION 34 ■ Subject Sketch 35 MARKET ANALYSIS 38 HIGHEST AND BEST USE ANALYSIS 43 ■ As -If Vacant 44 • As Improved 45 METHODS OF VALUATION 46 SALES COMPARISON APPROACH 47 ■ Income Data and Ratios 57 INCOME APPROACH 58 ■ Comparable Lease Analysis 59 ■ Expense Analysis 67 • Reconstructed Operating Statement 69 RECONCILIATION 70 CERTIFICATION 71 ADDENDA: ■ Subject Photographs 73 ■ Appraiser Qualifications 79 Keith Sabiik, MAI: 151 Laws Ave PURPOSE OF THE APPRAISAL The purpose of the appraisal is to estimate the market value of the fee simple interest in the property described hereinafter, subject to the Limiting Conditions later set forth, as of December 05, 2025. Evaluation of the property is made as -improved. This is an Appraisal Report as defined by Standards Rule 2.2 in the Uniform Standards of Professional Appraisal Practice WSPAP) effective January 01, 2024, INTENDED USE and USER OF THE APPRAISAL The intended use of the report is for negotiations in a potential purchase of the property. The intended user and client of the report is City of Ukiah. This report is not intended for any other use or user. INTEREST APPRAISED The property interest(s) appraised are identified below: ■ A fee simple estate is defined as follows: Absolute ownership unencumbered by any other interest or estate, subject only to the limitations imposed by the governmental powers of taxation, eminent domain, police power, and escheat. ❑ A leased fee estate is defined as follows: An ownership interest held by a landlord with the right of use and occupancy conveyed by lease to others. The rights of the lessor (the leased fee owner) and the leased fee are specified by contract terms contained within the lease. A leasehold estate is defined as follows: The interest held by the lessee (the tenant or renter) through a lease conveying the rights of use and occupancy for a stated term under certain conditions. ❑ Personal property is defined as follows: Identifiable portable and tangible objects that are considered by the general public to be "personal', e.g., furnishings, artwork, antiques, gems and jewelry, collectibles, machinery and equipment; all property that is not classified as real estate. Personal property includes movable items that are not permanently affixed to, and part of, the real estate. Taken from the Dictionary of Real Estate Appraisal, 41' Edition, 2002 Keith Sablik, MAI: 151 Laws Ave SCOPE OF WORK The following steps were followed in arriving at the estimate of value included in the appraisal report of the subject property: • After receiving the assignment a preliminary search of all available resources was made to determine market trends. A study was made of the area, community, and neighborhood and other significant factors pertinent to the subject property. A physical inspection of the property was performed on December 05, 2025. Although due diligence was exercised while at the subject property, the appraiser is not an expert in such matters as hazardous waste, soil contamination, etc., and no warranty is given or implied as to these or other elements outside of analysis of market data. inspections by various professionals within these fields may be recommended with the final estimate of market value subject to their findings. • The appraiser collected data from a variety of sources, including the property owner, owner's representative, BAREiS (North Bay Multiple Listing Service), county assessor's office, real estate brokers, and/or the appraiser's own files. ■ The highest and best use was then determined considering zoning, the general plan, economic considerations, and surrounding land use. • A more detailed review of the collected data was then performed with the most relevant factors extracted and considered. Comparable properties were examined and, when possible, confirmed with parties involved with the transactions. Additionally, a physical inspection of the front -exteriors of the properties was also performed. All appropriate data was then analyzed to arrive at a conclusion of value. ■ The appraisal report was prepared in accordance with standards dictated by the Appraisal Foundation in the Uniform Standards of Professional Appraisal Practices (USPAP), as well as in accordance with Title Xi of FIRREA. The intent of the report is to lead the reader systematically through the appraisal process leading to conclusions similar to those of the appraiser. • The report is intended to comply with 1) Interagency Appraisal and Evaluation Guidelines; and 2) USPAP. ■ The appraiser did not take into consideration any prohibited basis, such as race, color, religion, sex, familial status or national origin, in developing and reporting the appraisal. ■ Delivery of the appraisal report to the client constituted the completion of the assignment. Keith Sablik, MAI: 151 Laws Ave DEFINITION OF VALUE Market Value' is defined as follows: Market value means the most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus, Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) Buyer and seller are typically motivated; (2) Both parties are well informed or well advised, and acting in what they consider their own best interests; (3) A reasonable time is allowed for exposure in the open market; (4) Payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. 1 Code of Federal Regulations, revised January 01, 20W Title 42-Banks and Banking, Chapter V-Office of Thrift Supervision, Department of the Treasury, Part -(Appraisals) 564.2g, including verbatim the grammatical and punctuation errors. Keith Sablik, MAI: 151 Laws Ave ASSUMPTIONS AND LIMITING CONDITIONS Assumptions and Limitations of Appraisal This appraisal is for no other purpose than property valuation, and the appraiser is neither qualified nor attempting to go beyond that narrow scope. The reader should be aware that there are also inherent limitations to the accuracy of the information and analyses contained in the appraisal. Before making any decisions based on the information and analyses contained in this report, it is important to read this entire section to understand these limitations. Appraisal is Not a Survey It is assumed that the utilization of the land improvements is within the boundaries of the property lines of the property described and that there are not encroachments or easements unless noted within the report. No survey of the property has been made by the appraiser and no responsibility is assumed in connection with such matters. Any maps, plat maps, or drawings reproduced and included in this report are intended only for the purpose of showing area relationships. The reliability of the information contained on any such map or drawing is assumed by the appraiser and cannot be guaranteed to be accurate. A surveyor should be consulted if there are any concerns about boundaries, setbacks, encroachments, easements, or other survey matters. Legal Aspects of the Appraisal No responsibility is assumed for matters of a legal nature that affect title to the property, boundaries, encumbrances, easements, or other defects of title. The appraiser was not provided with an abstract of title for the property being appraised and the appraiser has not made an examination of one. It is assumed that the real property is in full compliance with all applicable federal, state, and local environmental regulations and laws unless non-compliance is stated, A comprehensive examination of laws and regulations affecting the subject property was not performed for this appraisal. It is assumed that all applicable zoning, use regulations, and restrictions have been complied with, unless stated otherwise. Information and analyses shown in this report concerning these items is based only on a preliminary investigation. Any questions should be addressed to local zoning or land use officials or other qualified individuals. It is assumed that all required licenses, permits, or other necessary documentation from the appropriate authority has been or can be obtained or renewed for any use on which the value estimate is based. If any questions arise concerning any area stated in this paragraph, a qualified individual should be consulted. All mortgages, liens, encumbrances, leases, and servitude have been disregarded unless so stated within the report. The property is appraised as though under responsible ownership and competent management. Keith Sablik, MAI: 151 Laws Ave ASSUMPTIONS AND LIMITING CONDITIONS Use and Extent of This Appraisal The appraiser will not be required to give testimony or appear in court for any reason related to this appraisal unless prior arrangements have been made. Possession of this report, or copy thereof, does not presume right of publication. The report may not be used by any person other than the party to whom it is addressed without the prior written consent of the appraiser, and only with proper written approval from the appraiser and only in its entirety. Neither all nor any part of the contents of this report, or copy hereof, shall be conveyed or utilized for advertising purposes, public relations, new sales, or any other media without the prior written consent of the appraiser. Use of this report is subject to the requirement of the Appraisal Institute relating to review by its duly authorized representative. Acceptance and/or use of this appraisal report constitutes acceptance of the foregoing general assumptions and general limiting conditions. Appraisal Is Not an Engineering or Property Inspection Report No environmental impact studies were provided in conjunction with this report. It is assumed that there are no hidden or unapparent conditions of the property, sub -soil, or structures that would render it more or less valuable. No responsibility is assumed for such conditions, or for the engineering that may be required to discover such factors. Since no engineering tests were made, no liability is assumed for soil conditions. Sub -surface rights (mineral and oil) were not considered in making this appraisal. Wells and septic systems, if any, are assumed to be in good working condition and of sufficient size and capacity for the stated highest and best use. The appraiser is not an environmental expert and does not have the expertise necessary to determine the existence of environmental hazards such as the presence of toxic wastes, asbestos, or hazardous building material, or any other environmental hazards noted on the subject or surrounding properties. If the appraiser has any knowledge of any problems of this nature which would create a significant problem, they are disclosed in this report. Nondisclosure should not, however, be taken as an indication that such a problem does not exist; an expert in the field should be consulted if any interested party has questions on environmental factors. Keith Sablik, MAI. 151 Laws Ave ASSUMPTIONS AND LIMITING CONDITIONS No chemical or scientific tests were performed by the appraiser on the subject property; it is assumed that the air, water, ground, and general environment associated with the property, present no physical or health hazard of any kind unless otherwise noted in the body of the appraisal report. It is further assumed that the subject does not contain any type of dump site and that there are no underground tanks leaking toxic or hazardous chemicals into the groundwater or environment unless otherwise noted in the report. Appraisal Is Made Under Conditions of Uncertainty with Limited Data As evident from the limitations presented, above, this appraisal has been performed with a limited amount of data. Data limitations result from a lack of certain areas of expertise by the appraiser, the inability of the appraiser to view certain portions of the property, the inherent limitations of relying upon information provided by others, etc. Before relying on any statement made in this appraisal report, concerned parties should contact the appraiser for the exact extent of data collection on any point which they believe to be important to decision making. Information provided by local sources, such as government agencies, financial institutions, accountants, attorneys, and others, is assumed to be true, correct, and reliable. No responsibility for the accuracy of such information is assumed by the appraiser. The comparable sales data relied upon in the appraisal is believed to be from reliable sources. Though all the comparables were examined, it was not possible to inspect them all in detail. The value conclusions are subject to the accuracy of said data. Engineering analysis of the subject property was neither provided nor made as a part of this appraisal report. All values shown in the appraisal report projections are based on the appraiser's analysis as of the date of the appraisal. The values may not be valid in other time periods or as conditions change. Since projected mathematical models and other projections are based on estimates and assumptions which are inherently subject to uncertainty and variation depending upon evolving events, they are not represented as results that will actually be achieved. This appraisal is an estimate of value based on an analysis of information known to the appraiser at the time the appraisal was made. The appraiser does not assume any responsibility for incorrect analysis because of incorrect or incomplete information. Opinions and estimates expressed herein represent the appraiser's best judgment but should not be construed as advice or recommendation to act. Keith Sablik, MAI: 151 Laws Ave ASSUMPTIONS AND LIMITING CONDITIONS Appraisal Report Limitations Appraisal reports are technical documents addressed to the specific technical needs of the client. Casual readers should be cautioned about the limitations and possible misinterpretation of the information contained in this report and further understand that this report does not contain all of the information gleaned by the appraiser concerning the subject property or the real estate market. While no factors believed to be significant were knowingly withheld, the possibility exists that the appraiser may have information of significance to others; due to the appraiser's limited acquaintance of the property and the appraiser's specifically limited expertise, such information may not seem to be of import to the appraiser. The appraiser should be contacted with any questions before this report is relied upon as a basis for decision making. Keith Sablik, MAI: 151 Laws Ave IDENTIFICATION OF PROPERTY Location The subject property is located in the northern portion of the State of California, within the south-central portion of the County of Mendocino, in an unincorporated, southern portion of the City of Ukiah. Specifically, the property is situated west of US 101, on the south side of Laws Ave, between S State St to the east and S Dora St to the west. The subject is identified as assessor's parcel number 003-42047 and is commonly referenced as 151 Laws Ave, Ukiah, CA. Statement of Ownership/Property History A preliminary title report was not provided. The appraisal is made under the extraordinary assumption no adverse conditions are to be found in a current title report. Per public records interest in the property is vested in: Willow County Water District The property was purchased by the current owner on March 01, 1995 for $130,000, via document #95-02923, The City of Ukiah has submitted an offer to purchase the property via a lease -purchase agreement, in the amount of $499,999. The transaction is between the municipality and a community water district that is being folded into the city jurisdiction. The property was not listed on the market prior to the current offer being made. According to available records and data sources, there has been no other market activity or transfer of the property in the past five years. Legal Description NIA Keith Sablik, MAI: 151 Laws Ave IDENTIFICATION OF PROPERTY Tax and Assessment Data As result of the passage of California Proposition 13 (or the Jarvis -Gann Initiative) in 1978. real property taxes in the State of California are limited to 1% of market value, based upon the assessor's market value estimate for the 1975 base year; unless there is a transfer of ownership, new construction, or the property is leased on a long-term basis. Whenever any of the foregoing occurs, the property is reassessed at full market value. If there is no reassessment, the assessed value is increased at 2% annually. Proposition 13 limits the annual real property taxes to 1% of the assessed value plus an amortized amount for voter approved bonded indebtedness. The property resides within tax rate area 154154. Due to its municipal ownership, the property is not subject to current taxes. If it had been so, a tax rate of 1.210% plus direct charges of approximately $300 are estimated based upon data obtained from nearby properties. Keith Sabllik, MAI: 151 Laws Ave IDENTIFICATION OF PROPERTY Marketing Period and Exposure Time The following definitions are taken from the Dictionary of Real Estate Appraisal, 40, Edition, 2002. Marketing Period 1. The time it takes an interest in real property to sell on the market sub-sequent to the date of an appraisal. 2. Reasonable marketing period is an estimate of the amount of time it might take to sell an interest in real property at its estimated market value during the period immediately after the effective date of the appraisal; the anticipated time required to expose the property to a pool of prospective purchasers and to allow appropriate time for negotiation, the exercise of due diligence, and the consummation of a sale at a price supportable by concurrent market conditions. Assumptions are made that the property will be marketed through professionals experienced with the particular type of property and that all normal marketing tools will be employed during the listing period. Additionally, the property will be offered for sale at a reasonable value relative to its market value and that neither buyer nor seller are under any duress to execute the sale. Exposure Time 1. The time a property remains on the market. 2. The estimated length of time the property interest being appraised would have been offered on the market prior to the hypothetical consummation of a sale at market value on the effective date of the appraisal; a retrospective estimate based on an analysis of past events assuming a competitive and open market. Exposure time is always presumed to occur prior to the effective date of the appraisal. The overall concept of reasonable exposure encompasses not only adequate, sufficient and reasonable time but also adequate, sufficient and reasonable effort. Exposure time is different for various types of real estate and value ranges and under various market conditions. Listing periods for the five properties utilized in the sales comparison approach ranged from 16 days up to 132 days, with an average time of 74 days or approximately 2.5 months on the market. A broader review of the market finds most properties in the region selling within a 3- to-6-month period. Based upon this analysis, the exposure time for the property at the stated opinion of value is estimated between 3 and 6 months. Anticipating no major changes in market conditions over the next year, a similar time frame is estimated for the marketing period. Keith Sablik, MAI: 151 Laws Ave AREA DESCRIPTION Geography and Economics of Mendocino County Mendocino County is situated in the northwest coastal region of California and is bounded by Humboldt and Trinity Counties to the north; Tehama, Glenn and Lake Counties to the east; Sonoma County to the south; and the Pacific Ocean to the west. Mendocino County is 100 miles north of San Francisco on the U.S. Highway 101 corridor, and covers an area of approximately 3,878 square miles. It ranks 151h in size compared to the 58 counties in the State of California, but falls to 371h rank when relative populations of these counties are compared. There are only four incorporated cities (towns) in the county, in order of size: Ukiah, Fort Bragg, Willits, and Point Arena. Approximately, 70% of the population lives in the unincorporated areas of the county, The headwaters of the Russian River are located in Mendocino County, and its rich bottomland supports many small and mostly organic farms that grow fruits and vegetables, while ranches raise sheep and cattle. Mendocino County offers a wide variety of topography, climate, and vegetation; from tidal flatlands of the coastline to rugged mountain terrain, with a number of fertile valleys and a large plain. The climate is considered mild with lows rarely dropping below freezing in the winter and highs in the summer average mid to high 90s. The Coastal Mountain Range presents a significant geographic barrier, and divides the coastal and interior regions of the county. On the eastern side of the Coastal Mountain Range is Mendocino County's interior, which consists of a series of deep valleys running north and south and contains the bulk of the county's population. Ukiah is the largest city and County seat. Mendocino College, with a 127-acre permanent campus, and an enrollment of +/- 5,000 students, is located 3 miles north of downtown Ukiah, and is a major employer for the area. Just east of Ukiah in the community of Talmage, is the 488-acre 'City of Ten Thousand Buddhas', one of the nation's largest Buddhist universities/colonies. It is situated at the site of the former Mendocino State hospital. Keith Sablik, MAI: 161 Laws Ave AREA DESCRIPTION The economic base of the region has been in transition for decades. The following table indicates some of the largest employers in Mendocino County (ranked by number of full-time employees): County of Mendocino Ukiah Unified School District Mendocino College Georgia Pacific West Productive People Empl, Services Retech Mendocino Co. Office of Education Rainbow Construction Harwood Products Inc. Mendocino Coast Hospital City of Ukiah Savings Bank of Mendocino County AMBD Howard Frank R. Memorial hospital Fetzer Vineyards Source: Upstate California Economic Development Council Source: www.cityofukiah com The economy of Mendocino County has historically been centered on agriculture and resource extraction -- primarily timber and fishing. However, both the timber and fishing industries have been in decline for several decades due to the over -extraction and consequent dwindling of these resources. Of the three dozen former mills in the county, only a handful remain open, and these are mainly remanufacturing mills that that turn sawn logs into molding and other products. The timber and fishing industries have been replaced with tourism within the county. However, it is a cyclical industry that is dependent on worldwide economic conditions. Prior to the recession, the Transient Occupancy Tax (TOT) collections for the county peaked in 2007-08 at $3,846,841. By 2009-10, they had fallen to $3,255,978 as the full impact of the recession took hold. Subsequent years saw near -steady growth until 2022-23, when TOT began to decline, leading to a 2023-24 figure of $8,145,097 (Mendocino County Tax Collector). Other visitor -serving businesses such as restaurants, gas stations, and entertainment venues are also trending upward. Indian casinos are another growing visitor -serving service. There are currently four along State Route 101, in or near Hopland, Redwood Valley, Willits and Laytonville. Keith Sabi ik, MAI: 151 Laws Ave AREA DESCRIPTION The table below reflects the change in average monthly industry -occupancy employment levels in the county between 2010 and 2020: Mendocino County Employment by Industry Industry 2014 2015 2014 2017 2011 2019 2020 2021 2022 2023 2024 Farm 1,5v 1,460 1.060 1.180 1,230 1.200 1,140 1,530 1,400 1.410 1,390 rdvsnp, f_ugM and Can Won 1.320 1,330 1,200 1,560 1,630 1,600 1.420 1,550 I'm 1,630 t,760 maruWW" 2.490 2,520 2,550 2.460 2.3W 2,290 2,130 2.500 2,510 Z400 2,220 Wndesale Trade 830 730 810 800 780 740 720 750 710 690 590 RelalTrade 4,380 4,620 1 4.750 4.760 4.960 4,830 1 4,330 4,710 4,500 4,370 4,110 Trarnpataft� Wardaudrg R UffAes M 680 7l0 760 770 000 750 000 ex a 930 Inhtmaim 270 2d0 240 240 230 210 200 190 210 210 180 Fm"alAcivitas 1.050 11040 1.030 11070 1.090 1,060 1.020 1,010 920 9B0 920 Pmfeesiond 3 Businm Services 1.650 1,670 1,600 1.740 1,850 1.860 1,790 1.860 1,790 1,970 t,910 Educalmd E Hedt1 Services 5,5T0 5,490 5,720 5,790 SAW 5,890 5,$70 5,590 5,940 6.100 6,580 LdaveRH06PW4 4,230 4150 4.240 4,330 1 4,260 4,320 1 2.970 3,920 4,010 3,950 3,950 0trar Services T70 780 790 020 I 710 730 $10 600 720 680 710 FederalGoverrawt 260 270 270 260 270 270 290 250 260 250 250 Sue d lacd Geuennmt 6.770 6,070 7.000 7.130 6.800 6.010 6,100 6,310 6.630 6,820 7,030 Tcrud: All lnduArles 31,780 31,910 34170 32,900 32,030 32,010 A040 31,720 3Z010 32,350 32330 % Pdvde 77.9% 77.7% 77.4% 77,5% 78.3% MA 78.0% NA 78.5% 1 7&1% 77.6% % Pd* 22.1% 22.3% 22.6% 22,5% 21.7% 21.9% 22.0% 20.9% 21.5% 1 21.9% 22.4% Source: Stale of California Employment Development Department Government employment is the largest single source of employment in the county, followed by retail trade, leisure/hospitality, and educational/health services. This highlights the shift away from manufacturing, which was once a major employer in the region. The county's employment is now focused upon services with the public sector coming in as number one in employment. Employment figures declined in all industries between 2019 and 2020, reflecting the on -set of the Covid-19 pandemic in early 2020 and its devasting impact upon all sectors of employments, but most notably in Leisure & Hospitality, which was down 31.3%. By 2024. employment has returned to near pre -pandemic levels. 2023 vs 2024 -1.4% B.0% -7.5% -14.5% -5.9% 5-7% -14.3% -6.1% -3.0% 7.9% 0.0% 4,4% -18% 3.1% 0.6% Keith Sablik, MAI: 151 Laws Ave AREA DESCRIPTION The table below reflects the historical labor force totals for Mendocino County since 2003: Unemployment Year Labor force Employment Unemployment Rate 2003 45.310 42,190 3,120 6.9% 2004 44,033 41,198 2,835 6.4% 2005 43,926 41,389 2,537 5.8% 2006 43,351 41,097 2,254 5.2% 2007 43,179 40,804 2,375 5.5% 2008 43,287 40,321 2,966 6.9% 2009 43,325 38,878 4,447 10.3% 2010 43,347 38,461 4,886 11.30/6 2011 42,755 38,077 4,678 10.91/0 2012 42,776 38,623 4,153 9.7% 2013 43,497 40,126 3.371 7.7% 2014 41,000 38,160 2,840 6,9% 2015 40,207 37,853 2,354 5.90/0 2016 39,644 37,555 2,089 5.3% 2017 39,628 37,842 1,786 4.5% 2018 39,715 38,151 1,564 3.9% 2019 38.934 37,388 1,546 4.00/6 2020 37,015 33,723 3,292 8.91/0 2021 36.920 34,622 2.298 6.2% 2022 37,183 35,653 1,530 4.1% 2023 1 37,377 1 35.621 1,756 4.7% 2024 (Prelim.) 1 38,361 1 36,381 1 1,979 1 5.2% Source: Bureau of Labor Statistics The data indicates a moderate annual decline in the total workforce over the past ten years. As of 2019, Mendocino County's unemployment rate was 4.0%; down from a recent peak of 11.3% in 2010 and below its pre -recession low of 5.2% in 2006. This followed the general pattern observed within most counties in the state: a sharp increase in unemployment figures as the recession takes hold in late-2008, followed by steady improvement from 2011-onward. Mendocino County's rate of recovery, however, lagged those of the nine Bay Area counties, which benefited from much stronger job growth throughout multiple industries. In April 2020, unemployment increased dramatically to 14.7% in the county (16.1% in California), reflecting the on -set of the covid-19 pandemic and its devastating impact on short- term unemployment figures due to government mandated business closures and shelter -in - place orders. By the end of 2020, unemployment had risen to an average rate of 8.9%. As businesses were allowed to re -open, the rate fell to a normalized -level of 5.2% for 2024. Keith Sablik, MAI: 151 Laws Ave AREA DESCRIPTION Demographics Approximately 68% of the population lives in the unincorporated areas of the county. The 2000 Census saw a county population of 86,265. By January 01, 2025, this figure had by 4.1% to 89,827. COUNTYXITY 2015 2016 2017 2018t. 2019 2020 2o21 2o22 2023 2024 1 2925 Mendocino County Fort Bragg 7,633 7,672 7.449 7,540 7,494 7,451 7,409 7,153 7,014 7,179 7,187 Pantkena 444 448 437 438 430 438 435 443 439 445 452 U kiah 16,156 16,186 15,889 16,081 15,942 15,951 15,526 16,080 15,929 16,108 16,325 Willits 4,860 4,879 5,092 5,133 5,107 5,065 5.040 4,920 4,858 4,830 4,838 Balance Of County 59,070 59,193 60,225 59,350 59,232 1 58,803 1 58,259 61,403 60,924 60,914 61,025 Incopnierl 29,093 29,185 28,867 29,192 28,973 28,905 28,410 28,596 26,240 28,562 28,802 Counly Total 88,163 88,378 89,092 88,542 88,205 87,708 86,669 89,999 89,164 89,476 M,827 (California DepaAment of Finance E-5 Population and Housing Estimates) The state's Dept. of Finance data indicates there were 888,250 households in the county as of January 01, 2025. The median household income was $67,454 in 2023, with a December 2024 cost -of -living index of 90.6 (below the U.S. average of 100), making it a notably more affordable environment than the Bay Area. Housing Housing in Mendocino County is predominantly detached single-family units, making up approximately 70% of the total stock. They include modern subdivisions, custom homes, and small and large acreage rural properties, such as ranch homes or cabins. According to BAREIS (Multiple Listing Service) statistics, the average price for a single-family residence, countywide in 2024, was $589,738 (median price $500,000) for a 1,529-sf, 3- bedrooml2-bathroom residence. Manufactured homes account for approximately 13% of the housing stock. These dwellings are the preferred primary residence of many persons in the area due to their affordability and low maintenance. Multi -family housing is limited, accounting for 13.8% of the housing stock with most situated in the four incorporated communities. The county has ample vacant land that is planned for residential development; however, the rate of countywide residential growth is expected to remain moderate due to limited infrastructure of its communities and the availability of sewer and water services. Many of the unincorporated residential areas must rely on private water sources and septic systems, and natural gas is not available in the county. Keith Sablik, MAI: 151 Laws Ave AREA DESCRIPTION Transportation Mendocino County is served by the major roadway U.S. Highway 101. Local bus service is provided by Mendocino Transit Authority, and regional service is provided by Golden Gate Transit system. Railway access in Mendocino County is currently not in service. The former Northwestern Pacific Rail line holdings, which shave historically served the area have been acquired by the State of California. Some 316 miles of rail right—of-way located in northern California are currently managed by the North Coast Railroad Authority (NCRA), which was created in 1989. This agency has been under -funded since inception, and there is currently significant deferred maintenance to the railway lines. However, the California Transportation Commission recently approved funding as part of the $286 billion Transportation Equity Act approved by congress in 1985, to begin restoration work to the railroad line in phases with the eventual aim of providing a viable rail operation thru the southern portion of the rail line (including portions of Mendocino County). Ukiah Municipal public airport currently offers no major carrier service, and it has been forced to restrict the scope of its activities due to recent construction of "big box" retailers in the vicinity of established flight patterns. It is unlikely that major carrier service will be allowed at the current airport location, although there has been some discussion in local news services about re -locating the municipal airport to a location northeast of the current city limits. Conclusion Typical of most of California, the economic base of Mendocino County has recovered from the recent recession, whose lingering effects had put all sectors of the economy on hold for several years. Continued improvement in the economy will most likely continue the economic growth at both the local and regional level. The attendant problems of growth, such as sewage collection, treatment, and disposal, water supply, and traffic congestion, are all matters currently being studied by local governmental agencies. Resolution of these infrastructure constraints will be determinative of future growth, both short- and long-term, within the county and its communities. Keith Sablik, MAI: 151 Laws Ave AREA DESCRIPTION: Area Map n1 Red Bluff. a la mode Inc. i 1 7N wra. w rM eAM rEylappr Beribow Gerber let Cove Rancho Loa Molinos Tehama Mma_ _. Reserve \1—t . . * Flournoy ❑ Ing Lk.—ePaskente covelo t Y Orland Ham IoiSqil La lomille yJ Branscomb y I f� l Mr-ndocino i_ A ois 'rb National Forest Elk c r Ne+�aatL !+ , S ' Wilowa- -Glenn Cllone .FDAA]ragg BroeMreila (b� Wlllile Princhion Ceipar cro Fa 5, B1ECT Stonyford" Mendocino 151 Laws Ave �s UtilkRiver Complche Maxwell iy t 'AID -on k F Colusa lie] U h Upper Lake �..Wihams €Jk Nice Phllo ]9 Lucerne BoarnlEle p3 Lakeport Gleerlake0�ak- r' Arbuckle 4 Mafrhesler Hopland` Kelseyvllle Claadake Poln1'�Lar+9 rbLower 37S Ib Cobh Hidden Guinda Anchor Bay _ Ctoverd� }Valley Lake SaeRanch Geyae� }I��_ � � Esparta Cazadera +or � �1 , e.- 10unca4 Helena w ti J ris MillsN. '. $en111.R06 I-- i ~ Sehes\ t Younwllle ,zt 1 Bodega Bay..+-� Rahnen Park l f ' . Se. !Napa Petaluma EauT3eM F a� F1 ]7. Point Reyes Novato - alla o Natrona! T.. Se`�shure l Martinez . Concord Can . � SRafael; � t Wal Creek erkel �°Fefe+fanea San Fracisco* 5 Ra• 4 pit 'ity 1j Me dela02023" • lorni, Terms Keith Sablik, MAI: 151 laws Ave CITY/NEIGHBORHOOD DESCRIPTION Geographically, Ukiah is situated in a small agricultural valley 614 feet above sea level. The town is located 110 miles North of San Francisco and 60 miles from the Mendocino coast. Ukiah was incorporated in 1876. Ukiah has excellent recreation facilities including Lake Mendocino just to the north and Cow Mountain Recreation area to the west. In addition Ukiah has numerous city and regional parks. Freeway mileage from Ukiah to: San Francisco: 113 Eureka: 160 Santa Rosa: 62 Ft. Bragg: 60 Seattle: 764 Lakeport: 32 Willits: 25 Los Angeles: 620 Williams: 79 Sacramento: 148 i00 so 60 40 20 a Climate Source: Ukiah Chamber of Commerce LowTemperalure High Temperature Unlike many other cities close to the coast, Ukiah is relatively fog -free. This fact, coupled with warm days and cool evenings, gives Ukiah an ideal climate for those who want four seasons but don't want extreme temperatures. Summer temperatures are regularly in the mid-90s with cooling in the evenings. Winter temperatures are in the 50s with lows in the 30s-40s. Average total annual rainfall is approximately 38.5 inches a year. Population Ukiah has experienced slow population growth with only a 1 % increase between 2004 and 2014. As of January 01, 2025, the population of Ukiah proper was 16,325. According to the 2020 Census data, per capita income in the city was $28,282 with an average household income of $50,207, Approximately 21.7% of its population lived below the poverty level versus 15.3% statewide. As to higher education, 18.2% of the residents have a bachelor's degree or higher. As to age, 24.8% of the population is under 18 years versus 14.5% 65 years and over. Keith Sablik, MAI: 151 Laws Ave CITY/NEIGHBORHOOD DESCRIPTION Industry Employment Industry employment in Ukiah and the surrounding area is mixed with government, retail & service, manufacturing, and timber industry workers. Agriculture also plays a role in the employment for the area; industries include wineries, vineyards, pear orchards and wood products. Ukiah is the largest producer of Bartlett pears in the world, and has large packing and export operations in support of this crop. The number of small non-agricultural types of manufacturers and service industries continue to rise while timber industry activities are in decline. As with many rural communities, State and local government agencies also constitute a significant part of local employment. Housing Overall, housing in the Ukiah area is mixed with older individual construction homes and newer suburban -type developments. As of January 01, 2025, there were 7,066 housing units in the city, of which 60% (4,256) were single-family residences (both attached and detached), 440 were mobile homes, and the remainder comprised of multi -family residential properties. The housing vacancy rate at that time was 5.3% versus a countywide vacancy of 9.8%. Keith Sablik, MAI: 151 laws Ave . — I — - - 4. 24 CITY/NEIGHBORHOOD DESCRIPTION Most commercial activity, including the Mendocino County Superior Court, is concentrated along State St or School St. The former is the only major commercial corridor through the city. Within the downtown core, most uses range from small single -tenant structures to two-story multi -tenant buildings. Many were developed in the late-1800s to early-1900s and are of generally average to good -average quality. Design/appeal varies from fair to good, with those that have retained their vintage architecture retaining the greatest appeal. Most properties display average maintenance levels. Residential uses are predominantly situated west of State St, though several pocket areas are situated between State St to the west and US 101 to the east. Subject's specific neighborhood is comprised of a single-family residential tract development on the west side of State St. Developed between the 1950s and 1970s, most are average quality, single -story residences displaying average maintenance levels. Multi -family residences, like the subject, are limited to a few former motels/inns that have been converted into fair quality/appeal housing. The limited commercial activity in the neighborhood is situated along State St, interspersed amongst other uses. In general, the segment is comprised of fair to average quality single- and multi -tenant properties developed from the mid-1900s onward. Most are of average design/appeal and display average maintenance levels. The bulk of the land use to the south of the subject is comprised of rural -residential and vineyard lands. Overall, subject's general location has average appeal to the commercial markets due to the quality and care of existing properties and its proximity to the downtown. Keith Sablik, MAI: 151 taws Ave CITY/NEIGHBORHOOD DESCRIPTION: location Map ass Ava a la mode inc: hrwanwwenoerw.vro. r� Ckrs Ave w paaAva � µonorr SI , gro+rsAve z x Advenlisl Health �. Z Todd Ukiah Uly Grove Parrkk Qd pve = Wale z y� a Q w St Ukiah EPerxtnast e %4 SLnr� W St $ $ a yosemllaOr 4sy'm W 4.mo 5% Stand St eh St � W w P,.Ws V' W CYNs s S1 El quo st o se W C,,,hst Grace Hudson Q w Museum & Sun House . Peach ear g4 Wctyst y Oak.Manor Rivq Pork New Life Unlled st N Pentecostal Church` wW' '0 As` i E60ritA$1 � v1M�5� ",50S A Orchard Park Q r to Cogan* Ava Marlene Sr r a Eote Ave LUC* Ava m Observatory Park oyaNvatarl Ava W ` N Tslrrrage Od I e Rd n WashIrWan Aver Akporl lid .fie a N ¢ n ASYLUM C x r a lal N Wabash Ave n � � A OUk ah Seven { �r Adventist Cir SUBJECT tr^� MCHC Health TadlordA 151 taws Ave 0 Centers Hillside 1 Law ve F Jattetsari Lri rp� = Npq to N e^ Mendo LEAP (>`o gle Church of Christ Ukiah Q Mgd.L L202S SOpfl'`J Trani Keith Sablik, MAI: 151 Laws Ave SITE DESCRIPTION Present Use Single -tenant office A title report was not provided for review. Easements It is assumed there are no known or noted adverse easements at the subject that would impact its use or value. Off —Site Improvements Illuminated, asphalt streets w/concrete curbs, gutters, & sidewalks Soils No soils study has been reported; soils appear adequate to support existing use; no soil contamination apparent from initial inspection. Overview The subject parcel is identified as APN: 003-420-47 and is commonly referenced as 151 Laws Ave. It is situated west of US 101, on the south side of Laws Ave, between S State St to the east and S Dora St to the west. Laws Ave is secondary, east/west street providing ingress & egress to and from a residential neighborhood lying west of S State St. At the subject, it is an illuminated, 2-lane asphalt roadway with concrete curbs, gutters, & sidewalks. Parallel parking is available on both sides of the street. The subject maintains approximately 150' along the south side of the street. Traffic volume at the subject is light throughout the day. Subject's visibility is rated fair -average based upon the light traffic volume. Per public records, this is an 20,940-sf (0.48-acre) parcel. It is a rectangle -shaped, interior lot with level topography throughout. Landscaping is limited to a few bushes. Additional site improvements include full public utilities, grading and an asphalt parking lot with striped - parking for 22 vehicles, plus a gated/fenced side yard with additional, unmarked vehicle parking. The former produces a better -than -average parking ratio of 5.5 spaces per 1,000 sf of gross building area (GBA). Based upon a gross building area of 3,974 sf, the property has a floor area ratio (FAR) of 0.19, resulting in some surplus land. Based upon the attributes cited above, the subject has good site utility and average appeal. Keith Sablik, MAI: 151 Laws Ave SITE DESCRIPTION Land Use and Zoning The property resides within the SR: Suburban Residential land use designation under the county's existing General Plan. Specifically, it is zoned: C-1: Limited Commercial District. The following excerpt is taken from the county planning department's web site: C-1: Limited Commercial District This district is intended to create and enhance areas where public facilities and services are available. It is also intended to facilitate a balance between jobs and housing, provide for the possibility of live/work spaces, and provide additional opportunities for affordable housing. A limited number of retail commercial goods and services are desired primarily to meet day to day needs of local residents and to facilitate livable/walkable communities and live/work opportunities. Typically this district would be applied in conjunction with residential uses and would permit only those uses which do not significantly increase traffic, noise or other impacts The regulation emphasizes a broad range of retail and office uses, as well as single- & multi- family residences. Development standards under the C-1 zoning include: 1. Minimum lot size: a. Parcels with water & sewer districts: None b. Residential: 6, 000 sf c. Parcels with water or sewer districts: 12, 000 sf d. Parcels outside of a water or sewer district: 40,000 sf. 2. Maximum Dwelling Density, for parcels within municipal water & sewer districts: a. 1 single-family residence per 6,000 sf parcel b. 1 Multi -family residential unit per 1,600 sf 3. Building Height Limits: 35' 4. Setbacks a. Front 20' b. Side: None required, except that any side or rear yard contiguous to any district other than commercial or industrial shall have a minimum side yard of five (5) feet c. Rear. • None required, except that any side or rear yard contiguous to any district other than commercial or industrial shall have a minimum side yard of twenty (20) feet d. 5. Parking: a. Retail and Office: 1 space per 300 sf of gross floor area Based upon these regulations, the subject site and use are legal and conforming. Keith Sablik, MAI: 151 Laws Ave SITE DESCRIPTION Flood Hazard National Flood Hazard Layer FIRMette ; gMAL L*Wnd ILS[Ap SRl7 f r .IOSrlLIY..,\ • i ' . CITY 'of SllnalL +w a •60184' AgEA MSEihM1aLF.f OC7D FL57A.RI]•�+nF. �+� . _ r' Y m me.wLr.►r......w r—.�orgl9,�f 111lE �aS i TRH 5 OourL -�•• p..r rra rlr�lww 4 d� � •'4'�C \.. i �WwI�YwNG Z OMI1 GW Yrr F /LL0/r} IL � M1 ; obola6w ••"•-0i•""A•• UomcaparaeedAleit 10 ry ��� y r+ww,rSiLw wr.rn.a r.w wYMw u } iqF• M RA .rrrr r.rrtlr�.! ,r•,r,rrY rr• T/SRRIjW Sli L+ {' F,Yry w.Mrr.www�.Y Yi_. Y `i hw.rw.,.._.Y.rrrn,•Yrr..gr WwAa FM Ar.wrrwrw..rerr.+,wr ryw.w•r 0 2" 000 1.000 1,l00 2000 i:$•� , rsir.w.�w...••••�w..w..r..w,r.va.. 8---aoyw/SAw 103001lir1lw,IMN 2023 Subject is located in FEMA map reference #06045C1514G, Zone X (areas determined to be outside the 0.2% annual chance floodplain), dated 0911912025. The property is not located in a FEMA-designated flood -hazard area. Earthquake Hazard Per the California Dept, of Conservation's California Geological Survey, the property is located in the Ukiah Quadrangle, but is not situated on a known fault zone. In general, much of California is traversed by numerous faults — including many as -yet -known — that produce frequent and sometimes notable seismic activity. The proximity to a fault has proven to have little or no impact upon an area's marketability; though it may trigger additional building requirements to mitigate damage from an earthquake. Keith Sablik, MAI: 151 Laws Ave SITE DESCRIPTION Environmental Hazard Ave Tedford Ave (] ete s Mln� Storage Q .0-UkUh Aval nn U Thompsoa'Ave Chavez Market 4 f; Hlfr ntiat Care a Mderwvod•Aparlments O Poulos C1 ixrlei's AN eJobs Q lydelance .0, 0 0 1 taws AV* 10 G,Chadwick Armory Canyon Or ut :0 1 0 Kuri, wellness ■ Q Montclair AC.artmErrts d Laws'Ave . Laws Ave y ■ Y A ■ A CWWAAHNSMWE_R1 SSXJ).rN&WAI.$AYI aYJAH, 2E Ukiah Muni. ipal Airport IN STATUS COMPUTED• CASE CLOSED 6121=5! 10+a VA1 E STREEr SOUTH C01tPLETEO •CASE CLOSED 1000 STATE STREET 901lTH COUPLETEO-CASE CLOSED r0008TATE STREET SOUTH COMPLETED • CASE CLOSEO 1400 STATE STREET SOUTH 00UPLETED• CASE CLOSED 1460 STATE STREET. SOUTH I COUPLETEO • CASE CLOUD 1610 STATE STREET. SOUTH .. Ybs14 el t�k;;a. Per the State Water Resource Control Board's Geotracker website, there are 6 environmental hazard sites identified within a 1,000' radius of the subject. All are marked completed -case closed. Though it is noted the appraiser is not an expert in the detection of such matters, a cursory inspection finds no known or noted environmental hazards at the subject. Keith Sablik, MAI: 161 Laws Ave SITE DESCRIPTION: Aerial Photograph ,rac�ti; J. tits i •�"j�ti �� #' i �+ } ~` L 4 '1 am 14 do T i (GoogleEarth. pate 041212025. Keith Sabak. MAi) The approximate shape of the subject is shown in red. Adjacent and nearby uses include multi- and single-family residential properties to the north, south and west; and a fire station (A) to the east, followed by S State St (yellow line) and the Ukiah municiLpal a'rport (B). The subject has unimpeded vehicular access to and from Laws Ave. �r Keith Sablik, MAI: 151 Laws Ave SITE DESCRIPTION: Assessor's Parcel Map N g "fa tz 50UN Keith Sablik, MAI: 151 Laws Ave IMPROVEMENT DESCRIPTION: Building Sketch SXETCH z, a- e7. s• AR RR Office 6feakmorn shop/ tofage e SPY Office MOO 2, Open Office � Office Conference 6.f3� a 4 23Cr ,7fi RR„ �t AREA CALCULATIONS SUMMARY AREA CALCULATIONS BREAKDOWN Code DescAption factor Not size Perimeter sm Totals Name Base x might x Widths nna GBAI GBA 1.0 3974.0 287.0 3974.0 GBA 69.5 x 12.0 - 834.0 GAR Canopy 1.0 756.0 114.0 756.0 23.0 x 6.0 - 138.0 40.5 x 6.0 - 243 - 67-5 x 36.0 - 2430.0 23-5 x 14.0 - 329-0 Net BUILDING cnt 1 (rounded) 3,974 5 total items (rounded) a.974 Keith Sablik, MAI. 151 Laws Ave IMPROVEMENT DESCRIPTION Improvement data was obtained from a physical inspection of the interior and exterior of the property on December 05, 2025. Building areas are calculated by an automated sketch program (Apex IV) based upon measurements taken during the inspection. The subject is improved with an average quality, single -story, single -tenant office building estimated to have been constructed mid-1900s. Its design has no significant architectural detailing, as is common of the era, and has average appeal to the market. The structure has a gross building area of 3.974 sf and is 100% efficient, Construction is masonry (concrete block) & wood framing over a concrete slab foundation. Exterior materials include T-111 wood panel & concrete block siding; a composition shingle roof; and a combination of single -pane, aluminum sash & dual -pane, vinyl sash windows. The floor plan includes a central lobby, customer counter, open office space, five private offices, conference room, breakroom, storage/shop room and three 2-fixture restrooms. The floor plan functions well for its intended use with no noted obsolescence in its design. Keith Sablik, MAI: 151 Laws Ave IMPROVEMENT DESCRIPTION Interior materials include finished sheetrock & concrete block; 8' to 9' finished sheetrock & acoustic drop -panel ceilings; carpet, linoleum tile & ceramic floors; fluorescent lights; and three roof -mounted HVAC units (per aerial images) providing warmed/cooled air to the building. Security measures include standard door locks. Additional improvements include a 756-sf metal canopy for covered storage of vehicles, equipment and/or materials. The roof and one of the HVAC units are newly installed. Overall, the property appears to be well maintained and is in average condition with no apparent major repairs needed at the time of inspection. The actual age of the improvements is unknown, but have an effective age of 20 yrs. Based upon a 50-yr economic life (Marshall Valuation Service cost index depreciation tables: Offices, Average, Class C), the building has an anticipated remaining economic life of 30 yrs Keith Sablik, MAI: 151 Laws Ave MARKET ANALYSIS Office Trends The subject is located in Northern California in Mendocino County — a largely rural county whose main industries are government service, retail, agriculture and tourism. Specifically, the subject is located in the downtown core of the incorporated city of Ukiah — the largest city in the county and home to the county seat. The city's commercial markets — retail and office — are of moderate size with the both sectors largely serving the local populace. National and local markets in nearly all industries have recovered from the recent recession, which was rooted in the collapse of the housing market in 2005/2006. Rising mortgage defaults subsequently triggered a collapse within the financial markets by the summer of 2008, cementing it as the country's worst recession since the 1930s. The recession's impact upon unemployment figures was significant within Mendocino County. Vacancy levels, elevated in the early 2000s because of the softening economy attributed to the events of September 11, 2001 and the dot-com bust, declined by mid -decade as the local economy benefited from an overall improvement of economic conditions on both the local and national levels. By 2006-2007, however, the evolving collapse of the residential real estate market was starting to be felt in unemployment numbers, which began to climb from low 5%- levels. The 2008 collapse of the financial markets and economic recession resulted in a peak county unemployment rate of 11.3% in 2010. Since then, the rate steadily improved to a 2019 average rate of 4.0%. In April 2020, unemployment increased dramatically to 14.7% in the county (16.1% in California), reflecting the on -set of the covid-19 pandemic and its devastating impact on short- term unemployment figures due to government mandated business closures and shelter -in - place orders. By the end of 2020, unemployment had risen to an average rate of 8.9%. As businesses were allowed to re -open, the rate fell to a normalized -level of 5.2% for 2024. Keith Sablik, MAI: 151 Laws Ave MARKET ANALYSIS Costar is reporting a Q3-2025 office base of 571,425 sf for Ukiah, with a vacancy rate of 1.66% on 9,480 sf. Countywide, there is a total base of 851,556 sf with a vacancy rate of 1.39% on 11,825 sf. Ukiah accounts for 67.1% of the countywide office space and 80.17% of the total vacancy, indicating it is performing below market expectations relative to its size. Vacancy Rate - Ar A616ty %e 3r y* IDY AN raaJu 1r 3e SY 0 tQY, 6% 6% a% 2% ex 1 , . , ! '--'- `-1 1�,—�I... �,� i<, I s. c x x c i} },� } . F �_. _� 1,_I1-+-�—L1 1 07 06 09 i0 n • 17 13 U 15 16 17 t! 19 ?D 21 T2 23 2a 23 Vacancy rates trended upward during the recession and immediately thereafter, with a downward trend commencing by 2014 as was typical of most markets. Post -recession economic gains resulted in the near -steady decline in vacancy rates until late 2018. Since then, vacancy levels have generally trended upward. Initially, this was likely due to a slowing economy after multiple years of strong growth, only to be followed by the on -set of the pandemic by early 2020. By late-2021, vacancy rates began to stabilize only to trend upward again by mid-2022, this time driven by economic concerns and the Federal Reserve's aggressive campaign to battle inflation via quarter -aver -quarter interest rate increases that have had a slowing effect upon most real estate markets. One aspect that has come to light since the pandemic is the decline in demand for medium to large office space. The proven viability of mass telecommuting during the pandemic has allowed many large companies to re -think their office space requirements, with many shifting to full-time telecommuting or a hybrid work environment (employees working remotely with limited days in office) that demand less office space. Keith Sablik, MAI: 151 Laws Ave MARKET ANALYSIS Corresponding to the rise and fall of vacancy rates, lease rates in the Ukiah market followed an inverse path as seen in the following chart (Costar). Market Asking Rent per SF V.90 SILO s+.�o sled sl sa S*40 $1.30 Inna;lpn Adjusted Nktary 1Y If Y f AR rotecast l Y Y• v a- it zo I I I I 1 ` I I ' , t I 1 t r OS o9 >a n u +3 a es � � 19 I 7a zl z2 73 za as Lease rates declined 20%-plus during- and post -recession, excluding owner concessions which increased (free rent and/or allowances) over the same period. At their lowest point in recent years, office lease rates fell to an average of $1,28/sf in 03-2012. Improving economic conditions and vacancy rates in the interim years resulted in a Q3-2025 average of $1.84/sf, marking a 43.8% increase from its recessionary low. Currently, lease rates range from NNN to full service with most falling between $1.00 to $2.00 per square foot. The typical lease includes some provisions for tenant improvements and/or free rent; though the degree of concessions/allowances has diminished in light of the improving market conditions. Most include annual rent adjustments (either flat or tied to CPI) and at least one renewal option. A continued slow decline, specifically related to medium- & large -tenant office space, is forecasted over the coming year due to the pandemic -related shift in the work -force environment; though some recent return -to -the -office announcements (primarily on a hybrid schedule) amongst the business community may signal a stabilization of the market. Keith Sablik, MAI: 151 Laws Ave MARKET ANALYSIS Capitalization rates for office space throughout Mendocino County spiked during the recession, climbing to a high of 10.0% in Q3-2009. As seen in the chart, rates slowly returned to stabilized levels in the mid-7.00% range by 2017. Market Cap Rate' 10.5% EOA% 9.5% 9.0% 8.6% e0% 7.5% % reatay 1Y 3Y 5Y M? AN Fore"Sl 1r 3Y SY 0 - 5 — 7M4 t ,07` 08 409 10 1 11 1 12 t3 ! 1u 1 t5 ! is 1 17 1s 19 20 21 22 i 23 N f By 2016, capitalization rates began a climb that was originally attributed to concerns over the economy, only to be followed by the on -set of the pandemic, which saw a notable, negative shift in the demand for medium -to -large office properties. Most recently, the Federal Reserve's aggressive policy against inflation has caused lending rates to climb, adding to concerns that some form of recession may be looming on the near horizon. Together, these factors have resulted in a Q3-2025, countywide capitalization rate of 9.49%, with a stable -to -upward trend anticipated over the next couple of years — again, specifically related to medium- and large - office market environment. Amongst the small owner -occupied offices, such as the subject, capitalization rates remain in the 5% to 7% range, reflecting market -participants who place little to no emphasis on the potential income of a building when malting a purchasing decision. Keith Sablik, MAI: 151 Laws Ave MARKET ANALYSIS With the recession, office market values saw declines of 30%-plus since their peak in 2007 with increased marketing periods observed in the face of limited buyers and tightening credit. Post -recession, positive signs within the market included a steady, low unemployment rate, increases in leasing activity, and rising lease rates, resulting in upward pressure upon property values. Ukiah's office market values responded favorably to this environment, rising to an average price/sf of $176/sf by Q3-2025 — an 83.3% increase over 04-2009's low of $961sf, but down 12.4% from a high of $201/sf in 04-2021 $An Vgku a Martel Sala PRO Per $ s ' .,.,. ....� w.rwr •11 : p • e slss su. UP slim two slim ay E} ` SW 1� S 1N0 lM, SRO ■ 1 lay fRV �^T „+� ■i �— 1 Fw / �'-wl W r W rY1O 1 54 1l 11, ri N I} 4 M 70 )1 it 1 13 l. 25 f f1 ■ S�r�YW�w w h�Y7I Overall, the Ukiah office market had benefitted from strong consumer confidence levels, low unemployment rates, and a positive business environment. By late 2019, signs of a softening of the market had surfaced, with many analysts warning that the overall economy was due for a correction after an extended, post -recession period of growth; and that the then -environment was fragile and could falter in light of concerns over national & international debt levels, continued unrest/fighting in the world, a lack of confidence if government leaders, and/or a worsening of unemployment figures. In early 2020, this environment was exacerbated by the on -set of the world-wide pandemic. Most communities and many industries were initially, severely depressed by the evolving, on- going threat of the covid-19 (corona) virus pandemic and government -enacted mandates to curb transmission. As vaccines became commonly -available by early 2021, easing of social - distancing mandates alleviated the financial distress amongst some, but not all industries. Currently, rising inflation driven by pandemic -related supply -chain issues and the recent, on- going war in Ukraine have added to the economic uncertainty of both national and regional economies. In mid-2022, the Federal Reserve began an aggressive campaign to battle these trends via quarter -aver -quarter, interest rate increases that appear have had a slowing effect upon most real estate markets. Looking at the long-term prognosis for medium -to -large office properties, it is anticipated that space requirements for larger companies will continue to decline for a period as forced- telecommuting during the pandemic has illustrated to many that telecommuting — either fully or under a hybrid system (limited in -office days & shared employee work space) — is a viable alternative to the traditional office environment. Smaller, typically owner -occupied office space has proven more stable within the current environment and are anticipated to fare better than their larger counterparts in the coming years. Keith Sablik, MAI. 161 Laws Ave HIGHEST AND BEST USE ANALYSIS Highest and best use is defined as: The reasonably probable and legal use of vacant land or an improved property, which is physically possible, appropriately supported, financially feasible, and that results in the highest value. The four criteria the highest and best use must meet are legal permissibility, physical possibility, financial feasibility, and maximum productivity." To determine the highest and best use, the appraiser needs to complete the following analysis: 1. What are the possible physical uses of the site? 2. What legal restrictions or limitations are being imposed as a result of zoning and/or deed restrictions? What uses would feasibly produce the highest present value for the site? 4. What is the highest and best use from among the feasible uses? "Taken from the Dictionary of Real Estate Appraisal, 41" Edition, 2002, Appraisal Institute Keith Sablik, MAI: 151 Laws Ave HIGHEST AND BEST USE: As If Vacant: Legal Permissibility — The property resides within the SR: Suburban Residential land use designation under the county's existing General Plan. Specifically, it is zoned: C-1: Limited Commercial District. The regulation emphasizes a broad range of retail and office uses, as well as single- & multi -family residences. The subject parcel is legal and conforming to regulations. Physical Possibility — The physical characteristics of the site appear to be adequate for any of the allowable uses cited above. Topography is level; drainage appears to be adequate; public utilities are available; soil type appears to be adequate based on surrounding development; and, the subject is not located in a known earthquake or flood hazard zone. Financial Feasibility — The property is situated in a mostly -residential area with uses on its specific block dominated by multi -family residential properties. Allowable multi -family residential development would conform to the general neighborhood. In today's market, however, development costs for a multi -family residence often exceed market values due to the latter's recessionary decline, making most new projects unfeasible. Maximal Productivity — The maximally productive use of the site is a small multi -family residence conforming to development standards imposed under the zoning regulation. Current economic conditions, however, may make such a development financially infeasible, which would result in an interim highest and best use as hold for development. Keith Sablik, MAI: 151 Laws Ave HIGHEST AND BEST USE: As Improved Legal Permissibility — The property resides within the SR: Suburban Residential land use designation under the county's existing General Plan. Specifically, it is zoned: C-1: Limited Commercial District. The regulation emphasizes a broad range of retail and office uses, as well as single- & multi -family residences. The subject property is developed with a single -tenant office building and is conforming in both its site and use to current zoning regulations. Physical Possibility — The structure is configured for single -tenant office occupancy. It is ill - suited to any other use without significant renovation cost; though the number of suites is flexible. Financial Feasibility — Three options are considered under financial feasibility: leave the property as -is, modify it, or demolish it. The latter is supported with the underlying land value less demolition costs exceeds the value as improved. In today's market, subject's land value does not exceed its value as -improved, precluding the option of demolition. Subject's existing office use increases the productivity of the site. As improved, it is financially feasible at this time. Maximal Productivity —The subject's existing use as a single -tenant office property is identified as the most productive considering the legal, physical, and financial aspects of the property. Keith Sablik, MAI: 161 Laws Ave METHODS OF VALUATION In the appraisal of real estate, there are three separate appraisal methods that are customarily utilized for the purposes of determining the value of a given property. The nature of the property determines which one or more of these methods is utilized and which receives the greatest emphasis in the reconciliation. The value concluded via the cost approach is comprised of two components: the value of the underlying land as if vacant and available for development and the estimate of the reproduction or replacement cost of the improvements. This method typically receives the greatest emphasis when valuing special purpose or newer properties for which reliable construction costs can be determined. Limited land sales erode the reliability of this method, as does the difficulty in accurately assessing all forms of depreciation, Furthermore, the typical investment buyer within the segment will place much greater weight on the sales comparison and income approaches. The cost approach, though considered, is not utilized in this report in the determination of market value. The sales comparison approach requires several distinct steps. The appraiser must first identify recent sales of similar type properties in the competing market place. These sales must then be confirmed and qualified to determine that they represent "arm's length" transactions with no unusual conditions attached. The resulting data must then be compared with the appraised property and supportable adjustments must then be made for any significant variances. The final step is then to correlate the adjusted data to provide an indicated market value for the subject. The approach is essential in the process of appraisal for most real property. This approach is given much consideration by market participants and is utilized within this appraisal. Value via the income approach can be determined through the use of direct capitalization or yield capitalization (discounted cash flow) analysis. The former requires the appraiser first determine the economic income capable of being generated by the subject, commensurate with its highest and best use. A stabilized pro -forma operating statement is developed based on this economic income and the anticipated operating expenses required to secure the stabilized income stream. This anticipated net operating income is then converted to value estimate via a capitalization rate determined derived from the market. Both methods are given much considered by participants within subject's market segment. Direct capitalization is utilized in the appraisal of the subject property. Keith Sablik, MAI: 151 Laws Ave SALES COMPARISON APPROACH The sales comparison approach is defined as: A set of procedures in which a value indication is derived by comparing the property being appraised to similar properties that have been sold recently, then applying appropriate units of comparison and making adjustments to the sale prices of the comparables based on the elements of comparison.2 Traditionally, an estimate procedure in which the market value estimate is predicated upon the price paid in actual market transactions with current listings setting the upper limits of value. It is a process of analyzing sales of similar recently sold properties in order to derive an indication of the most probable selling price for the subject property under the conditions set forth within the appraisal report. The reliability of this process is dependent upon: 1, the availability of comparable data 2. the verification of that data the degree of comparability and the extent of necessary adjustments for the differences 4. the absence of non -typical conditions affecting the sales price of the properties. The following pages summarize the sales used in this approach to value. In turn, they are followed by a quantitative comparison analysis and the final estimate of value derived from this approach. As is typical of market participants, a price -per -square foot unit of comparison is utilized. 2 The Dictionary of Real Estate Appraisal 4a Ed ticn. Appraisal nst lute Keith Sablik, MAI: 151 Laws Ave SALES COMPARISON APPROACH Comparable #1 Address 780 S Dora St Ukiah, CA Sale Price $407, 725 Price/SF $135.91 Date of Sale 04/25/2025 Document # 25-03378 Lot Size 19,166 sf Year Built 1960 Construction Wood Frame QualltylAppeal Average Condition Average Gross Building Area 3,000 sf FAR 0.16 Use Office Parking 12 spaces Seller Redwood Childrens Services Inc Buyer William B Binns And Michaela M Binns Revocable Trust Data Sources MLS 3250121901Public Records Comments: Sale of an average quality/appeal, single -tenant, office building located on a secondary roadway in Ukiah. The wood frame building was constmcted in 1960 and was in average condition at time of sale; selling after 63 days on the market. Keith Sablik, MAI: 151 laws Ave SALES COMPARISON APPROACH Comparable #2 Address 115 E Smith St Ukiah, CA Sale Price $381,000 Price/SF $138.24 Date of Sale 0812012024 Document # 24-07124 Lot Size 5,450 sf Year Built 1921 Construction Masonry Quality/Appeal Average Condition Good -Average Gross Building Area 2,756 sf FAR 0.51 Use Office Parking 4 spaces Seller Thomas F Parducci Charitable Remainder Trust Buyer Mendocino County Resource Conservation District Data Sources MLS 3240225491Public Records Comments: Sale of an average quality/appeal, single -tenant, office building located on a secondary roadway in Ukiah. The masonry building was constructed in 1921 and was in good - average condition at time of sale; selling after 63 days on the market. Keith Sablik, MAI: 151 Laws Ave SALES COMPARISON APPROACH Comparable #3 Address 166 E Gobbi St Ukiah, CA Sale Price $495,000 Pfice/SF $221.97 Date of Sale 0210212024 Document # 24-00905 Lot Size 9.009 sf Year Built 1930 Construction Wood Frame Quality/Appeal Average Condition Average Gross Building Area 2,230 sf FAR 0.25 Use Office Parking 8 spaces Seller David Groezinger Buyer LS Health Properties LLC Data Sources MLS 3239300921Public Records Comments: Sale of an average quality/appeal, dual -tenant, office building located on an arterial roadway in Ukiah. The wood -frame building was constructed in 1930 and was in average condition at time of sale; selling after 16 days on the market. Keith Sablik, MAI: 161 Laws Ave SALES COMPARISON APPROACH Comparable #4 Address 1367 S Dora St Ukiah, CA Sale Price $500,000 PrlcelsP $106,38 Date of Sale 08/28/2023 Document # 23-06841 Lot Size 27,617 sf Year Built 1966 Construction Wood Frame Quality/Appeal Average Condition Average Gross Building Area 4,700 sf FAR 0.17 Use Office & Medical Office Parking 22 spaces Seller Vineyard Valley Inn LLC Buyer J & L Valley Properties LLC Data Sources MLS 3230191051Public Records Comments: Sale of an average qualitylappeal, two -building, multi -tenant, office complex located on a secondary roadway in Ukiah. The wood frame buildings were constructed in 1966 and were in average condition at time of sale; selling after 132 days on the market. Keith Sablik, MAI: 151 Laws Ave SALES COMPARISON APPROACH Comparable #6 Address 617 S State St Ukiah, CA Sale Price $675,000 Price/SF $192.86 Date of Sale 0211512023 Document # 23-01200 Lot Size 13,416 sf Year Built Unknown Construction Masonry & Wood Frame Quality/Appeal Average Condition Good -Average Gross Building Area 3,500 sf FAR 0.26 Use Office Parking Unknown, ample Seller Frederick Wong Living Trust Buyer Benjamin & Anela Kobetz Data Sources MLS 3220900261Public Records Comments: Sale of an average quality/appeal, single -tenant, office building located an an arterial roadway in Ukiah. The wood -frame & masonry building was in good -average condition at time of sale; selling alter 96 days on the market. Keith Sablik, MAI: 161 Laws Ave SALES COMPARISON APPROACH a la mode inc' Mendocino College. h*Awks 107 ,QVIPAPARLE No, Pr 115 E Smith St Why Springs x 1.76 miles N COMPARABLE No. 5 ;a 617 S State St 1.33 miles N lAv e Grow- Rif U9 I CUMPARABLEHu. 3 166 E Gobbi St ld 1.26 miles N COMPARABLE No. 1 780 s Dora St s 1.20 miles N k -- TWgaCegkl loll Talmage .A COMPARASLE No. 4 1357 S Dora St k 0.34 miles NW SUBS;CT 151 laws Ave �C5 Ukiah RRoMe Rancherla 5.I J I¢1 9jb' 4,P& Go:.gle MAP dele emsc3u 10 ' 21M A - i Telme Keith Sablik, MAI: 161 Laws Ave SALES COMPARISON APPROACH Overview Comparable selection emphasized average to good -average quality/appeal office buildings in the Ukiah market area, having sold from 2023-onward. Greatest consideration was given to properties ranging in size from 2,000 sf to 6,000 sf. The five closed sales utilized in the analysis are the best available indicators at this time, requiring the fewest adjustments. As is the practice of market participants, a price -per -square - foot unit of comparison is employed in the approach. Market Conditions The five sales occurred between February 2023 and April 2025. Analysis finds there has been no significant change in market values during or since this period, precluding the need for adjustment. Location The subject is situated on a secondary roadway in an unincorporated portion of southern Ukiah. Its location has average appeal to the office market. Comparable 4 is located in subject's general market area and has similar location appeal. Comparables 1, 2, 3 and 5 are located within central Ukiah, amongst greater concentrations of commercial uses that result in superior location appeal. Quality/Appeal The subject has average build quality and design/appeal attributes, as do all five indicators. Condition Average condition levels are observed on the subject and Comparables 1, 3 and 4. The good - average condition levels of Comparables 2 and 5 are superior to the subject and are adjusted accordingly. Size The Comparables are adjusted for size differences based upon the inverse relationship of size to price (i.e., larger properties typically sell for a lower price/sf and vice versa). At 3,974 sf, subject's gross building area falls between the Comparables, which range in size from 2,230 sf to 4,700 sf. It is smaller than Comparable 4 and larger than all others. Use The subject is configured for general office use, as are all four of the five indicators. Comparable 4 has a mix of general- and medical -office uses. Adjustment is made for the greater cost and value associated with its medical -office space. Other The subject parcel includes surplus land area, as well as a metal canopy for covered storage. Comparables 1 and 4 are the best match of its parcel, but lack a similar or off -setting improvement to subject's canopy. Comparables 2, 3 and 5 are adjusted for varying degrees of inferior parcel size and their lack of a canopy or off -setting improvement. Keith Sablik, MAI: 151 Laws Ave SALES COMPARISON APPROACH Parking Parking is evaluated on the basis of number of spaces relative to building size and use. Subject has ample parking, as do Comparables 1, 4 and 5. Comparables 2 and 3 are adjusted for their inferior, limited on -site parking. Summary The adjusted range of the comparables is approximately $105 to $200 per square foot, with four of the five sales ranging from $105 to $170, All are good representatives of subject's competitive market segment with weight distributed fairly evenly amongst them. In the final analysis, subject's $499,999 pending purchase price equates to a price of $125.821sf, falling at the predominant midrange of the market data, indicating the property is selling at a fair -market level. 3,974 sf @ $125.821sf = $500,009, rounded to $500,000 The indicated value of the subject, via the sales comparison approach, is $500,000. Keith Sablik, MAI: 151 Laws Ave INCOME APPROACH The income approach is defined in the Dictionary of Real Estate Appraisal, 41" Edition, 2002 as: A set of procedures through which an appraiser derives a value indication for an income -producing property by converting its anticipated benefits (cash flows and reversion) into property value. This conversion can be accomplished in two ways. One year's income expectancy can be capitalized at a market -derived capitalization rate or at a capitalization rate that reflects a specified income pattern, return on investment, and change in the value of the investment. Alternatively, the annual cash flows for the holding period and the reversion can be discounted at a specified yield rate. The purpose of the income approach is to determine the present value based on future potential benefits of a property. This is generally measured by the net income which a fully informed person is warranted in assuming the property will produce during its remaining useful life. The property is compared with investments of a similar type and class and the net income is capitalized into a value estimate. Value via the income approach can be determined through the use of direct capitalization or yield capitalization (discounted cash flow) analysis. The former requires the appraiser first determine the economic income capable of being generated by the subject, commensurate with its highest and best use. A reconstructed operating statement is developed based on this economic income and the anticipated operating expenses required to secure the stabilized income stream. The anticipated net operating income is then converted to value estimate via a capitalization rate determined derived from the market. Direct capitalization is applied to the subject's forecasted income stream. The following data illustrates competitive leases in the subject's market segment followed by a quantitative analysis and comments on the comparison. All lease rates are displayed as priceisf/month. Keith Sablik, MAi: 151 Laws Ave INCOME APPROACH: Comparable Lease Analysis Lease Comparable #1: 2146 S State St Ukiah, CA The indicator is a fair -average quality/appeal, 5,630-sf, single -tenant commercial building located on an arterial roadway in Ukiah. The metal frame building was most recently used as a church but can also function as office space. It was in average condition at the time of leasing. An undisclosed tenant leased the building on April 01, 2025 for a 5-year term, at an initial rate of $0.651sflgross. Keith Sablik, MAI: 151 Laws Ave INCOME APPROACH: Comparable Lease Analysis Lease Comparable #2: 495 E Perkins St Ukiah, CA The indicator is an average quality/appeal, 4,828-sf, single -tenant office building located on an arterial roadway in Ukiah. The wood frame building was in average condition at the time of leasing. An undisclosed tenant leased the building on May 23, 2024 for a 3-year term, at an initial rate of $1.241sflgross. Keith Sablik, MAI: 151 Laws Ave INCOME APPROACH: Comparable Lease Analysis Lease Comparable #3: 154 E Gobbi St, Suite A Ukiah, CA The indicator is part of a good -average quality/appeal, 1,541-sf, dual -tenant office building located on an arterial roadway in Ukiah. The wood -frame building was constructed in 1915 and was in good -average condition at the time of leasing. An undisclosed tenant leased a 1,201-sf suite on June 05, 2024 for a 1-year term, at a rate of $1.251sflgross. Keith Sablik, MAI: 161 Laws Ave INCOME APPROACH: Comparable Lease Analysis Lease Comparable #4: 320 S State St, 2nd Floor Ukiah, CA The indicator is part of a good -average quality/appeal, approximate-2,400-sf, multi -tenant office building located on an arterial roadway in Ukiah. The masonry building was in good - average condition at the time of leasing. An undisclosed tenant leased a 1,200-sf suite on December 13, 2024 for a 1-year term, at a rate of $1.461sflgross. Keith Sablik, MAI: 161 Laws Ave INCOME APPROACH: Comparable Lease Analysis a la mode inc: ,03 . r Mendocino Collegq The. Forks w, (Presswood COMPARABLE wo_ 2 hy5prings COMPARABLE No. 4 495 E Perkins St 320 S State St 1.74 miles N 1.55 miles N Todd isl Fleallh Grove Palk'0 i Viy ah Regina Heights W COMPARARLE No. 3 y 10' Talmage 154 E Gobb) St $' 1.25 miles N mill C SUBJECT i 151 Laws Ave r�sP COMPARABLE No. 1 2146 S State St 0.36 miles SE El Roble Ukiah RenCherla rs� ob Go! gle 6+,awa=5eowl. mooH• T. Keith Sablik, MAI: 151 Laws Ave INCOME APPROACH: Comparable Lease Analysis Overview Comparable selection emphasized average to good -average quality office space within the Ukiah market area, having leased from 2023 onwards. Greatest consideration was given to properties ranging in size from 2,000 sf to 6,000 sf. Four executed leases are utilized in the analysis. They are the best available indicators at this time, requiring the fewest adjustments. As it typical of market participants, all leases are displayed as rate/sf/month. CAM/net charges, if applicable, are excluded from the displayed rates. Type of Lease A gross lease is common to the market and is forecast for the subject. Similar lease types are found on all four comparables. Market Conditions The four leases were signed between May 2024 and April 2025. There has been no significant change in market rates since their signings, precluding the need for adjustment. Location The subject is situated on a secondary roadway in an unincorporated portion of southern Ukiah. Its location has average appeal to the office market. Comparable 1 is located in subject's general market area and has similar location appeal. Comparables 2 thru 4 are located within central Ukiah, amongst greater concentrations of commercial uses that result in superior location appeal. Quality/Appeal The subject is an average qualitylappeal, office property. In this regard, it is similar to Comparable 2. Comparable 1 is adjusted upwards for its inferior, fair -average design/appeal; Comparables 3 and 4, downward for their superior, good -average quality/appeal attributes. Condition Average condition levels are noted on the subject and Comparables 1 and 2. The good - average condition levels of Comparables 3 and 4 are superior and are adjusted accordingly. Size Size adjustments are based upon the inverse relationship of rate to size (i.e., larger space will typically lease for a lower price/sf and vice versa). At 3,974 sf, the subject falls between the four indicators, which range in size from 1,200 sf to 5,630 sf. It is smaller than Comparables 1 and 2; larger than Comparables 3 and 4. Use The subject is configured for general office use, as are Comparables 2 thru 4. Comparable 1 was most recently utilized as a church, but can function as an office. Its floor plan, though, has inferior functional utility due to two large open rooms with limited build -out. Keith Sablik, MAI: 151 Laws Ave INCOME APPROACH: Comparable Lease Analysis Other The subject parcel includes surplus land area, as well as a metal canopy for covered storage. Comparable 1 is the best match of its parcel, but lacks a similar or off -setting improvement to subject's canopy. Comparables 2 thru 4 are adjusted for parcel size and their lack of a canopy or off -setting improvement. Parking Parking is evaluated on the basis of number of spaces relative to building size and use. Subject has ample parking, as do Comparables 1, 2 and 3. Comparable 4 is adjusted for its inferior, limited on -site parking. Summary The analysis produces an adjusted lease rate range of $0.80 to $1.31 per square foot on a gross basis. As a group, they are good indicators of subject's competitive market segment with weight distributed fairly evenly amongst them. In the final analysis, the estimated fair -market rate of the subject is based upon a midrange figure of $1.051sflgross. Subject Lease Analysis The subject is currently owner -occupied and will continue to be so upon completion of the proposed sale. Based upon the preceding analysis, forecasted income is estimated as follows: 3,974 sf @ $1.051sflgross = $4,1731mo. For purposes of the appraisal, a projected gross monthly income of $4,1731mo. is utilized in the reconstructed operating statement that follows. Keith Sablik, MAI: 151 Laws Ave INCOME APPROACH: Expense Analysis Overview No operating data was provided for the subject. The following expenses are derived from an evaluation of reported expenses within competing properties in the subject's market area/segment. Vacancy & Collection Loss Defined in the 41h Edition of the Dictionary of Real Estate Appraisal as: An allowance for reductions in gross potential income attributable to projected vacancy (physical or economic) and potential collection loss considerations. Vacancy is an expected loss in income as a result of periodic vacant space attributable to unrented space and tenant turnover. Credit loss considers nonpayment of rent and can consider units rented at below -market rates (also known as lag vacancy). Vacancy and collection loss is usually estimated on a property -specific basis as part of the reconstructed operating statement in the income capitalization approach and applied, as a percentage, to potential gross income or as a percentage of rentable area of the property, may also refer to a study of vacancy and collection loss in a defined market or submarket. Long term trend analysis finds a stabilized vacancy rate of 5% is anticipated by knowledgeable market participants, accounting for losses described above in a well maintained, professionally managed property. A stabilized 5% vacancy and collection loss is utilized in the subject's income analysis. Operating Expenses: A gross lease is forecast for the subject. The following estimates are derived from market costs. Property taxes are derived from a formula by which the indicated value via the approach is multiplied by the estimated tax rate of 1.210%, plus direct charges of approximately $300. The formula requires Excel to utilize a forced circular reference in the calculation. Insurance costs amongst competitive properties in the region range from $0.501sf to $0.75/sf. A forecasted rate of $0.50/sf is applied in the analysis based upon the size and quality of improvements found at the property. Utility costs are a tenant obligation under a typical gross -lease structure, as are janitorial costs. Maintenance and repair (M/R) range from $0.50/sf for newer properties to $1.50 for older properties in poor condition. Based upon subject's age, condition, and size, a stabilized figure of $1.00/sf (GBA) is applied. Landscape maintenance is included in maintenance & reserves due to its limited size and low - maintenance nature of its plantings. Keith Sablik, MAI: 151 Laws Ave INCOME APPROACH: Expense Analysis Management is assumed to be professionally handled. Based upon conversations with leasing agents at Keegan & Coppin and Orion Partners, two leading commercial brokerage firms in the region, expenses are typically based upon a graduated scale starting at 5-7% in the first year with subsequent reductions until a stabilized rate of 3% to 6% is attained. The management rate is estimated to be 5% of effective gross income (EGI) based upon subject's lease type, occupancy, and size. Replacement reserves are forecasted for the subject. They represent the prudent operation/management of the building and are put in place in anticipation of any future, sudden expenses and/or the normal deterioration and needed replacement of items. Based upon subject's age, condition, size, and amenities, a 2% reserve is applied. Capitalization Rates: Capitalization rates are derived from a single year's net income of a property divided by sale price. This is the most common method used in the valuation of subject's market segment via the income approach. Comparable 1 Comparable 2 Comparable 3 Comparable 4 Comparable 5 Overall Ratel 6.82% 1 6.43% 4.1r/6 7.66% 4.99% The comparables present of a range of capitalization rates from 4.17% to 7.66%. Based upon current market conditions and the subject's location and physical attributes, a midrange capitalization rate of 6.50% is applied to the property and utilized in the following reconstructed operating statement. Keith Sablik, MAI: 151 Laws Ave RECONCILIATION Consideration was given to all three approaches to value; though only the sales comparison and income approaches were deemed most relevant to the valuation of the subject. The sales comparison approach is considered a good indicator of value as direct comparisons are possible. Data within subject's market segment and market area was felt to be of sufficient quality and quantity as to give much weight to its value conclusion. The income approach is typically given much weight when appraising income producing properties. The weakness of the approach is the difficulty in gathering income and expense data for the comparable sales. The strength of the approach is that it allows consideration to the subject's net income, which is the actual income to an investor. In this analysis, adequate office lease data from subject's market area was available, resulting in good reliance upon the value conclusion. The two approaches faced similar limitations in their development and indicate a narrow value range. Weight is distributed evenly amongst them in the final value conclusion. Indicated value via the sales comparison approach $500,000 Indicated value via the income approach $495,000 Opinion of Value $500,000 Subject's $500,000 (rounded) proposed purchase price is well supported by the appraisal, indicating the property is selling at a fair -market value. Based on my analysis, the opinion of market value of the subject property, as set forth, documented, and qualified in the attached report under conditions prevailing on December 05, 2025, is: FIVE HUNDRED THOUSAND DOLLARS ($500,000) Keith Sablik, MAI: 151 Laws Ave CERTIFICATION I certify that, to the best of my knowledge and belief: • The statements of fact contained in this report are true and correct. • Unless otherwise noted in writing, the appraiser has done similar assignments to the subject property and has the knowledge and experience to complete this assignment competently. ■ The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. ■ 1 have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. ■ i have performed no other services, as an appraiser or in any other capacity, regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. ■ 1 have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. ■ My engagement in this assignment was not contingent upon developing or reporting predetermined results. ■ My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. ■ My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice. • 1 have made a personal inspection of the property that is the subject of this report. ■ No one provided significant real property appraisal assistance to the person signing this certification. • The reported analyses, opinions and conclusions were developed, and this report has been prepared, in conformity with the requirements of the Code of Professional Ethics and Standards of Professional Appraisal Practice of the Appraisal Institute. • The use of this report is subject to the requirements of the Appraisal institute relating to review by its duly authorized representatives. ■ As of the date of this report, I have completed the continuing education program of the Appraisal Institute. �4 Keith Sablik, MAI Certified General Appraisal CA Lic #AG008653 Keith Sablik, MAI: 151 Laws Ave